There are various programs for many diverse financial situations. The following programs are available to tailor loan programs based on your individual qualifications and needs.
This is the go-to program for many Americans, especially first-time homebuyers. The Federal Housing Administration guarantees a portion of home loans, which frees lenders to broaden their acceptance standards. With FHA backing, borrowers can qualify for loans with as little as 3.5% down. You can search a list of FHA lenders near you.
The U.S. Department of Veterans Affairs helps service members, veterans and surviving spouses buy homes. The program is especially generous, often requiring no down payment or mortgage insurance. But like a lot of military operations, the approval track is built for accuracy, not speed.